Enjoy a fuller life by experiencing unlimited purchasing power for all your spending needs with the PBCom-SCB Mastercard   EZ Pay – a great way to purchase goods by paying on installment! There would always be reasons to pay for goods and services on installment and that's why you have the EZ Pay facility in your PBCom card. This facility gives you access to all major appliance stores where you can buy goods and enjoy low interest rates and on frequent occasions, zero interest installment arrangements over a choice of tenors from 3 months to as long as 24 months. Balance Transfers – To enable you to consolidate credit card balances on one credit card at the best interest rate. You may just have a need now for a way out of paying high interest rates on your other credit cards. When you do a balance transfer on your PBCom credit card, you can be assured of paying lower interest rates on the outstanding balance you have transferred while paying the minimum due every month. Or, you can also choose equal monthly payments for the transferred balance at affordable monthly add-on rates Privilege One – Because you are recognized beyond the bank. There are more than 200 establishments nationwide who will gladly extend to you the whole year, a range of discounts or free gifts when you use your PBCom credit cards at their stores.     Rewards – Your patronage means free gifts, free miles, cash rebates! Every P10 spend made on your PBCom card means 1 reward point. Points can be redeemed from a wide range of gift choices, gift certificates, Asia Miles, cash rebates and even donations to your favorite charities. EZ Bills – Because you want to deal with just one billing statement every month for all your bills. Basic utility bills, like electricity and personal bills related to your cellphone plans and insurance premiums can be paid automatically via your PBCom credit card. Other Basic PBCom-SCB Credit Card Features Tuition Fee Installment Plan Every small installment guarantees a big step towards your child’s success. With PBCom-SCB’s Tuition Fee Installment Plan, you can avail of flexible payment terms with interest rates of as low as 1.25% per month. Your monthly amortization will be reflected in your monthly credit card’s statement of account. Cash Advance Need cash fast? Now you may use your PBCom-SCB credit card to cash advance up to 30% of your available credit limit from any BancNet ATM. Just look for the BancNet logo Statement of Account via E-mail Enjoy the convenience of receiving your monthly statement of account via e-mail by simply calling 830-111 to enroll your e-mail address.   Application Requirements: Your home or business address MUST be in METRO MANILA, RIZAL, and the following areas in LAGUNA: San Pedro, Biñan, Calamba, San Pablo, Sta. Rosa, Los Baños, Cabuyao and Canlubang; in BATANGAS: Batangas City, Malvar, Sto. Tomas, Lipa, Tanauan, Bauan, Lemery, Mataas-na-Kahoy and Nasugbu; in QUEZON: Lucena City; in CAVITE: Bacoor, Cavite City, Imus, Rosario, Kawit, Dasmariñas, Gen. Trias, Carmona, Tagaytay, Gen. Emilio Aguinaldo, Noveleta, Tanza and Naic; in BULACAN: Meycauayan, Obando, Baliuag, Malolos and Plaridel; in PAMPANGA: San Fernando, Angeles City, Guagua, Mabalacat, Mexico and Dau; in ZAMBALES: Subic, Olongapo City and Castillejos; in NUEVA ECIJA: Cabanatuan City; in TARLAC: Tarlac City, Capas and Paniqui; in PANGASINAN: Dagupan, Urdaneta, Lingayen, Villasis and Calasiao; in CEBU: Cebu City, Lapu-Lapu City, Danao City, Mandaue City, Talisay, Liloan, Compostela, Minglanilla, Consolacion and Naga; and in METRO DAVAO: Davao City MUST have contact phone number (landline) in both home and business addresses. Applicant MUST be 21 to 70 years of age. FOR FOREIGNERS, in addition to the required income documents, PLEASE attach a photocopy of Alien Certificate of Registration (ACR) or work permit AND Visa. Sign and complete the application form. Place N.A. where Not Applicable. Income Requirement: Gold - minimum basic annual income of P390,000 Classic - minimum basic annual income of P120,000 Document Requirements: For Employed, submit ANY ONE of the following documents: Photocopy of the latest Income Tax Return (ITR) AND W-2 Photocopy of the last 2 months Credit Card Statement (of the same credit card) Original Pay Slip for 1 month (with company's name &/or employee I.D./employee number) Original Certificate of Employment (COE) For Self-Employed, submit ANY ONE of the following documents: Photocopy of the latest Income Tax Return (ITR) AND W-2 Photocopy of the last 2 months Credit Card Statement (of the same credit card) Photocopy of Certificate of Business Registration together with a photocopy of Audited Financial Statements Photocopy of last 3 months Bank Statement and Original Bank Certificate Additional Requirements: For both employed or self-employed applicants, attach a clear and reliable photocopy of any ONE (1) of the following Passport Drivers License Firearms License / PTC SSS / GSIS ID NBI Clearance National ID (applicable to foreigners) Work Permit (applicable to foreigners) BIR TIN IF Senior Citizen’s ID IBP / PRC ID Major Active Credit Card I.D. of Top 10,000 Companies (with photo and signature) Alien Certificate of Registration (applicable to foreigners)   Immediate relatives of Principal Card applicant need not present an additional I.D. when applying for a Supplementary Card. However, if not related to Principal Card applicant, please submit any of the following (refer to list under additional requirements)   Tell me more about your products!