1. PBCOM Salary Loan Program Avail of a PBCOM Salary Loan and give your loved ones the best that they deserve- from paying their tuition fees, medical expenses, or finally getting that home improvement, to taking them to their dream vacation or purchasing that home theater system they have always longed for. Loan amount ranges from P20,000 to P400,000 Flexible payment terms of 12 months to 36 months. Payment via monthly salary deduction No collateral needed. No co-maker needed. 2-3 day processing turn-around time with FREE pick-up of loan application documents and FREE delivery of loan proceeds. Dedicated PBCOM Salary Loan Customer Service Number 818-7000 or TOLL FREE 1-800-10-818-7000 for applicants outside Metro Manila   2. Trade Financing Program TF is a source of financing through the discounting of trade receivables & payables. This product will help improve a company's short-term liquidity by shortening its Accounts Receivable cycle and/or extending its Accounts Payable cycle. Available for peso financing Financing based on the assigned amount as confirmed by obligor Choice of credit terms from 30-120 days Option to credit account or manager’s check   3. Integrated Trade Credit Program- a program lending facility based on the company's trade receivables or trade payables. Up to P5 million credit line Revolving in nature Choice of credit terms from 30-120 days Credit to account     4. Value Credit Cash in on your property If you need to generate additional cash for business expansion or personal use, then PBCOM Value Credit can be of help. Using your property as a collateral, we can give you the following benefits: As much as 10 million pesos based on the property’s appraised value Option to choose between a short-term loan or a fixed tenor of up to maximum of 5 years Any of the following can qualify as your collateral: Your house and lot A fully built-up and ready-for-occupancy condominium A vacant lot in a private subdivision A tenanted commercial property   Cheque Credit a check-based product drawn against a corporate credit line designed to fund inventory purchases of distributors of fast-moving consumer goods manufacturing companies.