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| 1. PBCOM Salary Loan Program |
| Avail of a PBCOM Salary Loan and give your loved ones
the best that they deserve- from paying their tuition fees,
medical expenses, or finally getting that home improvement,
to taking them to their dream vacation or purchasing that home theater system they have always longed for.
Loan amount ranges from P20,000 to P400,000
Flexible payment terms of 12 months to 36 months.
Payment via monthly salary deduction
No collateral needed.
No co-maker needed.
2-3 day processing turn-around time with FREE pick-up of loan application documents and FREE delivery of loan proceeds.
Dedicated PBCOM Salary Loan Customer Service Number 818-7000 or TOLL FREE 1-800-10-818-7000 for applicants outside Metro Manila
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| 2. Enhanced Payroll |
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A service arrangement where we facilitate the periodic crediting of employees’ salaries
Flexible pricing options to suit company needs
Free windows-based software that creates extract file
Individual employee ATM that links with the whole Bancnet network
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| 3. Trade Financing Program – |
| TF is a source of financing through the discounting of trade receivables
& payables. This product will help improve a company’s short-term
liquidity by shortening its Accounts Receivable cycle and/or
extending its Accounts Payable cycle.
Available for peso financing
Financing based on the assigned amount as confirmed by obligor
Choice of credit terms from 30-120 days
Option to credit account or manager’s check
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| 4. Integrated Trade Credit Program- |
| a program lending facility based on the company’s trade
receivables or trade payables.
Up to P5 million credit line
Revolving in nature
Choice of credit terms from 30-120 days
Credit to account
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| 5. Value Credit |
| Cash in on your property
If you need to generate additional cash for business
expansion or personal use, then PBCOM Value Credit can be
of help. Using your property as a collateral, we can give
you the following benefits:
As much as 10 million pesos based on the property’s appraised value
Option to choose between a short-term loan or a fixed tenor of up to maximum of 5 years
Any of the following can qualify as your collateral:
Your house and lot
A fully built-up and ready-for-occupancy condominium
A vacant lot in a private subdivision
A tenanted commercial property
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| Cheque Credit – |
a check-based product drawn against a corporate credit line
designed to fund inventory purchases of distributors of fast-moving
consumer goods manufacturing companies.
We also offer the following Bancnet services, with us as your depository bank:
a. SSSNet or Bancnet Electronic Payment System for SSS is a browser-based system that
allows employers to electronically transmit the monthly payment reports
of employees to SSS and the corresponding payments thru PBCom.
The system consists of the Monthly Contribution and the Monthly Loan
repayment modules.
b. Taxlink or eFPS– Electronic filing and Payment System is a paperless
tax filing (e-Filing) and payment online (e-Payment) through the
convenience of an internet banking service of Bancnet. Debit is from
the taxpayer’s PBCom account. Taxlink is convenient to use, interactive,
self-validating, fast, readily available, secure and cost-effective.
POS (Point-Of-Sale) is a system that allows ATM cardholders to pay for
merchandise and services rendered by the Merchant through the use of
his/her ATM Card. Essentially, it is treated as a cash purchase.
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