Passbook Time Deposit

Passbook Time Deposit

Enjoy the security of a passbook while earning interest! Earn an interest higher than a savings account with an affordable balance requirement.

Your Quick Guide

Minimum Deposit
Php 50,000
Interest Rate
0.1%
Tenor
30, 60, 90, 120, 180 or 360 days
Transaction Record
Passbook

Features

Choose a shorter or longer tenor depending on the availability of your funds

Provide you liquidity as interests are credited monthly to your settlement account

Select your disposition upon maturity: roll principal and interest for another term, renew principal only or redeem both principal and interest

Also available for corporate accounts

Earn competitive rates depending on the amount and tenor of your placement

Access your time deposit anywhere with the convenience of PBCOM Online Platform or POP

Account Opening

  1. Fill up the online Account Opening Form and click submit.
  2. Wait for the email confirmation to be sent to your nominated email.
  3. Prepare and submit requirements to your branch of choice not later than 5 days after receiving the confirmation email.

Requirements

One (1) government issued ID with photo and signature

Fees and Charges

Fees and Charges (as of Dec 19, 2018)

Comparative Table

Peso Savings and Checking Accounts

Product Name Initial Deposit / Minimum Monthly ADB Requirement Minimum Monthly ADB to Earn Interest Interest Rate
Quick Cash Account PHP 1,000 PHP 25,000* 0.100%*
Regular Savings Account PHP 5,000 PHP 10,000* 0.100%*
Regular Checking Account
Individual
Corporate

PHP 5,000
PHP 10,000

N/A
N/A

N/A
N/A
Value Check Account
Individual
Corporate

PHP 10,000
PHP 15,000

PHP 25,000
PHP 25,000

0.100%
0.100%
IntegrALL
Individual
Corporate

PHP 15,000
PHP 25,000

50,000
50,000

PHP 50,000 < PHP 1M: 0.100%
PHP 1M < PHP 5M: 0.125%
PHP 5M < PHP 10M: 0.250%
PHP 10M and up: 0.500%

Foreign Currency Savings Account

Product Name Initial Deposit / Minimum Monthly ADB Requirement Minimum Monthly ADB to Earn Interest Interest Rate
Dollar Savings Account USD 500 USD 1,000* 0.100%*
Euro Savings Account EUR 500 EUR 500 0.0625%*

Terms and Conditions

PBCOM Account Opening Terms and Conditions
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