Personal Loan

Personal Loan

Your dreams are now within reach! Whether you need extra cash to fund your child’s education, set off to a family vacation, or experience a wedding to remember, our Personal Loan will help you through every need.

Your Quick Guide

Minimum Loan Amount
Php 40,000
Maximum Loan Amount
Php 1,000,000
Terms
12-36 months
Interest rate
As low as *1.68% per month

Features and Benefits

Get fast loan approval

Avail of our low-interest rate

Enjoy flexible payment terms

Eligibility

  • 25 to 65 years old (applicant must not be more than 65 years old upon loan maturity)
  • Filipino citizen or foreign citizen residing in the Philippines
  • Salaried or self-employed individuals
  • With minimum monthly income of Php 35,000 for salaried and self-employed individuals

Personal Loan Calculator

Your computed result:

You can borrow at a monthly installment of:

PHP 

Loan Application

  1. Fill out the Personal Loan Application Form and click Submit.
  2. Wait for an email confirmation to be sent to your nominated email.
  3. Expect a call from our Contact Center within three (3) days from day of submission.

Requirements

GENERAL REQUIREMENTS

  1. Original completely filled-out signed Application Form
  2. Photocopy of 1 Valid ID (government issued ID or xxxxxxx)
  3. Photocopy of Proof of Billing Address under the name of the borrower, e.g. utility bill
  4. Any copy of the following legal documents allowing stay in the Philippines if foreigner but a local resident:
    • Visa
    • Alien Certificate of Registration

PROOF OF INCOME
IF SALARIED

  1. Certification of Employment with compensation or latest three (3) months' payslips upon loan application

IF SELF-EMPLOYED

  1. Copy of Business Registration with SEC or DTI (if loan purpose is for business use)
  2. 3 months latest bank statements

Fees and Charges

Tenor 12 18 24 36
Monthly Interest Rate 1.42% 1.53% 1.53% 1.63%
Effective Annual Interest Rate 29.48% 31.76% 31.46% 32.40%

 

Processing Fee PHP 2500 Deducted from loan proceeds or paid over the counter
Documentary Stamp PHP 1.50 for every Php 200 of the loan amount or a fraction thereof
Late Payment Fee PHP 500 or 3% of instalment amount due, whichever is higher 
Returned Check Fee PHP 1,000 per check
Closure Handling Fee PHP 800 or 5% of the Total Outstanding Balance, whichever is higher
Manager's Check PHP 50
inquire