At this day and age when people want everything instant, and everything convenient, we often wonder why there are still a lot of people who do not want to do online banking. Even during the time of lockdowns and travel restrictions, you will still see a lot of people lining up in bank branches just to do their transactions. We can’t help but think: what are the top reasons why people don’t want to bank online?

I CAN ONLY USE HIGH-TECH PHONES    

Fact check: FALSE! If your phone can download the famous Facebook, Youtube or Instagram apps, your phone model is most likely supported.  No need for the super high-end and super sophisticated phone types and models.

I NEED TO ENROLL AN EXISTING ACCOUNT

Fact check: FALSE! With the recently launched PBCOMobile by Philippine Bank of Communications (PBCOM), you can now open an account with just the mobile app. You do not have to be an existing account holder to be able to enroll. Available in App Store, Play Store or Huawei App Gallery, all you have to do is install the app and follow the account opening procedures.

THERE ARE TOO MANY REQUIREMENTS

Fact check: FALSE! With PBCOMobile, all you need is the mobile app, one valid ID and a selfie video.  In fact, if you are in a wee bit of a hurry, you can initially open the account without an ID and just upload later.

IT IS NOT SAFE

Fact check: FALSE. We make sure that your account is fully secured with PBCOMoibile. The app goes through several authentication procedures including identity verification, one-time-pin, biometric, and face recognition options depending on the device that you use. With these security features, other people cannot access your account unless you let them.

IT IS HARD TO ADD MONEY TO MY ACCOUNT

Fact check: FALSE. Funding your PBCOMobile Account is easy and hassle-free! You can transfer funds from other banks thru Instapay. You can deposit checks anytime thru the PBCOMobile app. You can deposit money into your PBCOMobile Account at any of the 93 PBCOM branches nationwide. You can also use PBCOM self-service deposit machines located at (1) S&R Libis, (2) Puregold Paso De Blas, and (3) NE Pacific Mall Cabanatuan.

What are you waiting for? Download the PBCOMobile App and start banking on your mobile now!