Choice Saver Account
An account with an affordable maintaining balance requirement for your personal or business needs. Choose between a savings or checking account, and request for either an ATM, Passbook or Check Book depending on your needs.
Your Quick Guide
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MINIMUM DEPOSIT
P5,000 (Savings)
P10,000 (Checking)
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INTEREST RATE
From 0.10%
to 0.15%
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MINIMUM BALANCE
TO EARN INTEREST
P10,000 (Savings)
P25,000 (Checking)
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TRANSACTION RECORD
ATM or Passbook for Savings;
Checkbook, ATM or Passbook for Checking
Why choose Choice Saver?
- Affordable maintaining balance of as low as P5,000 for Savings Account
- Enjoy the convenience of banking online with POP (PBCOM Online Platform)
- Experience the power of choice as you select the account features that fit your personal or business needs
- Grow your balance and enjoy higher returns with our tiered interest rates
How to open an account?
- Fill-out the CLIENT INFORMATION FORM (click here) then print it
- Affix your signatures in the printed form
- Submit the form to the nearest PBCOM Branch and present one valid Government issued ID
Comparative Table
Peso Savings and Checking Account
Product Name | Initial Deposit/ Minimum Monthly ADB Requirement | Minimum Monthly ADB to Earn Interest | Interest Rate |
Starter Account | PHP 100 to open; no maintaining balance requirement | PHP 500 | 0.100% |
Choice Saver Account - SA Personal | PHP 5,000 | PHP 10,000 | Php 10,000 < Php 1M: 0.100% Php 1M < Php 5M: 0.1125% Php 5M and up: 0.1125% |
Choice Saver Account - SA Commercial | PHP 5,000 | PHP 10,000 | |
Choice Saver Account - CA Personal | PHP 10,000 | PHP 25,000 | Php 25,000 < Php 1M: 0.100% Php 1M < Php 5M: 0.1125% Php 5M and up: 0.1125% |
Choice Saver Account - CA Commercial | PHP 15,000 | PHP 25,000 | |
Pensionado Account | None | PHP 10,000 | 0.100% |
Peso Savings and Checking Account - For Existing Accounts ONLY
Product Name | Initial Deposit/ Minimum Monthly ADB Requirement | Minimum Monthly ADB to Earn Interest | Interest Rate |
Quick Cash Account | PHP 1,000 | PHP 25,000 | 0.100% |
Regular Savings Account | PHP 5,000 | PHP 10,000 | 0.100% |
Regular Checking Account | |||
Individual | PHP 5,000 | N/A | N/A |
Corporate | PHP 10,000 | N/A | N/A |
Value Check Account | |||
Individual | PHP 10,000 | PHP 25,000 | 0.100% |
Corporate | PHP 15,000 | PHP 25,000 | |
IntegrALL | Php 50,000 < Php 1M: 0.100% Php 1M < Php 5M: 0.1125% Php 5M < Php 10M: 0.1125% Php 10M and up: 0.1125% |
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Individual | PHP 15,000 | PHP 50,000 | |
Corporate | PHP 25,000 | PHP 50,000 |
Foreign Currency Savings Account
Product Name | Initial Deposit/ Minimum Monthly ADB Requirement | Minimum Monthly ADB to Earn Interest | Interest Rate |
Dollar Savings Account | USD 500 | USD 1,000 | 0.100% |
Euro Savings Account (via telegraphic transfer only) | € 500 | € 500 | 0.0625% |
Frequently Asked Questions and Terms and Conditions
PDIC
Deposits are insured by PDIC up to P500,000 per depositor.