UITF

Read through to know all about Unit Investment Trust Funds (UITF)

 

PBCOM PHP Money Market Fund

PBCOM PHP MONEY MARKET FUND 

For investors with CONSERVATIVE RISK PROFILE

The primary investment objective of the Fund is to preserve capital and generate income from short-term PHP-dominated securities. The fund aims to provide investors with remaining terms to maturity of not more than three (3) years and has a weighted average portfolio of one (1) year or less.

FUND TYPE
PHP MONEY MARKET FUND
 
CLASS R
CLASS E
CLASS I*
Minimum Investment PHP 5,000 PHP 500 PHP 20,000,000
Minimum Additional PHP 1,000 PHP 500 PHP 1,000
Minimum Holding Period 30 Calendar Days 360 Calendar Days (Applicable only on initial investment of the fund) 30 Calendar Days
Early Redemption Fee 0.125% p.a. of redemption value Not subject for early redemption rate 0.125% p.a. of redemption value
Trust Fee 0.50% p.a. 0.30% p.a. 0.25% p.a.
Redemption Settlement One (1) banking day from redemption date One (1) banking day from redemption date One (1) banking day from redemption date

*Existing clients with total relationship balance or Assets Under Management of at least PHP 20,000,000 with TWMG under either Investment Managment, Trust or other Fiduciary accounts with minimum allowed investment in any of the Fund of PHP 1,000,000.

PBCOM USD Money Market Fund

PBCOM USD MONEY MARKET FUND

For investors with CONSERVATIVE RISK PROFILE

The primary investment objective of the Fund is to preserve capital and generate income from short-term USD-denominated securities. The fund aims to provide investors a vehicle for short-term placement principally in bank deposits and fixed income securities with remaining terms to maturity of not more than three (3) years and has a weighted average portfolio life of one (1) year or less.

FUND TYPE
USD MONEY MARKET FUND
Minimum Investment USD 100
Minimum Additional USD 100
Minimum Holding Period 30 Calendar Days
Early Redemption Fee 0.125% p.a. of redemption value
Trust Fee 0.375% p.a.
Redemption Settlement Three (3) banking days from redemption date (T+3)

PBCOM PHP MULTI-ASSET FUND

PBCOM PHP MULTI-ASSET FUND

For investors with AGGRESSIVE RISK PROFILE

The primary investment objective of the Fund is to provide participants with medium to long-term capital growth. The Fund invests in a diversified portfolio of fixed income securities, equities and other allowable investments for UITFs. The Fund has at least five percent (5%) to twenty (20%) invested in stocks listed in the Philippine Stock Exchange and a portfolio of medium to long-term deposits and fixed-income securities.

FUND TYPE
MULTI-ASSET FUND
Minimum Investment PHP 5,000
Minimum Additional PHP 1,000
Minimum Holding Period 30 Calendar Days
Early Redemption Fee 0.25% p.a. of redemption value
Trust Fee 1% p.a.
Redemption Settlement Three (3) banking days from redemption date (T+3)

Value Equity Fund

PBCOM VALUE EQUITY FUND

For investors with AGGRESSIVE RISK PROFILE

The primary investment objective of the Fund is to provide participants with income and long-term capital growth in a portfolio of stocks listed in the Philippine Stock Exchange (PSE). The Fund is invested in substantially, at least 80% of its net asset value, in equities.

FUND TYPE
EQUITY FUND
 
CLASS R
CLASS I*
Minimum Investment PHP 5,000 PHP 20,000,000
Minimum Additional  PHP 1,000 PHP 1,000
Minimum Holding Period 30 Calendar Days 30 Calendar Days
Early Redemption Fee 0.25% p.a. of redemption value 0.25% p.a. of redemption value
Trust Fee 1.50% p.a. 0.75% p.a.
Redemption Settlement Three (3) banking days from redemption date (T+3) Three (3) banking days from redemption date (T+3)

*Existing clients with total relationship balance or Assets Under Management of at least PHP 20,000,000 with TWMG under either Investment Managment, Trust or other Fiduciary accounts with minimum allowed investment in any of the Fund of PHP 1,000,000.

Unit Investment Trust Fund Performance

  Quarter-end NAVPU (March 31, 2024) Year-on-year performance Year-to-date performance
PBCOM PHP Money Market Fund (Class R) 166.7075 4.56% 4.24%
PBCOM PHP Money Market Fund (Class E)* 103.6983 N/A N/A
PBCOM PHP Money Market Fund (Class I) 102.5789 N/A N/A
PBCOM USD Money Market Fund 103.3372 1.98% 0.46%
PBCOM PHP Multi-Asset Fund 120.6538 5.26% 2.29%
PBCOM Value Equity Fund            (Class R) 143.3913 8.09% 7.47%
PBCOM Value Equity Fund            (Class I) 113.3649 N/A 7.67%

 

*Only available for PBCOM Employees

**Computation is based on inception date (October 14, 2022)

Key Information and Investment Disclosure Statement

PBCOM PHP Money Market Fund
PBCOM USD Money Market Fund
PBCOM PHP Multi-Asset Fund
PBCOM Value Equity Fund

Declaration of Trust

Declaration of Trust of PBCOM PHP Money Market Fund
Declaration of Trust of PBCOM USD Money Market Fund
Declaration of Trust of PBCOM PHP Multi-Asset Fund
Declaration of Trust of PBCOM Value Equity Fund

Audited Financial Statements

PBCOM PHP Money Market Fund - AFS
PBCOM USD Money Market Fund - AFS
PBCOM Best Balanced Fund - AFS
PBCOM Value Equity Fund - AFS

Historical NAVPU

Terms and Conditions

  • Trust Products are not deposit accounts and NOT insured by PDIC for P500,000.00. Trust assets are separate from bank’s assets. In case of bank closure, the Trust assets of the clients remain in the portfolio and may be sold/withdrawn or transferred to a successor Trustee bank at its market value. 
  • Yields are not guaranteed. Bonds and fixed income assets may have their respective indicative yields depending on maturity. However, these assets are valued at the end of each trading day for price transparency. All investments (except for cash and/or time deposits) are valued at market prices (MTM); therefore, yields may change upward or downward depending on daily price movement.
  • All Income/losses are for the account of the client.   Investments have their inherent risks. The higher the risk, the higher the return potential. It is important for a client to manage his own risk by choosing the appropriate investment that would suit or match his risk profile.  The Trustee is not liable for any loss unless upon willful default, bad faith or gross negligence. Investor must read the complete details of the fund in the UITF’s Plan, make his/her own risk assessment, and when necessary, seek an independent/professional opinion before making an investment.
  • Historical performances are purely for reference purposes and are not a guarantee of similar future results. Prices may go up or down depending on several socio-political & economic factors and market sentiment. Analysts can only forecast or project based on data and possible scenarios but cannot accurately predict future outcome.
  • Cooling-off period. Pursuant to BSP Circular No 1160, the investor, if he/she is a natural person, is entitled to cancel his/her investment within two (2) banking days (“Cooling-Off Period”) from the date of the agreement. This provision shall cover UITFs that have underlying investments with a remaining term equal to or beyond one (1) year including, but not limited to government securities and corporate bonds. All discretionary pre-termination penalties such as holding period fees shall be waived. If the investor wishes to exercise his/her right to cancel the investment, the investor shall inform the Trustee via written notice to cancel which must be duly received by the Trustee within the prescribed Cooling-Off Period. As a result of the cancellation of the participation, the investor hereby agrees that any difference in the NAVPU shall be borne by the investor. After the expiration of the Cooling-Off Period, the investor understands and acknowledges that the right to cancel the investment under the aforementioned BSP circulars shall also expire, and any termination shall be governed by the terms and conditions of the agreement on cancellation, including pre-termination fees and penalties, if any, shall apply.

IMPORTANT ANNOUNCEMENT

UITF AMENDMENTS ADVISORY - PBCOM Money Market Funds
PBCOM UITF Multi-Class Advisory
Amendments to the Declaration of Trusts of PBCOM Unit Investment Trust Funds
Amendments to the Declaration of Trust of PBCOM PHP Money Market Fund
Amendments to the Declaration of Trust of PBCOM Best Balanced Fund
Amendments to the Declaration of Trust of PBCOM MMF and VEF
Amended Declaration of Trust - PBCOM Money Market Fund
Amended Declaration of Trust - PBCOM Value Equity Fund
Appendix I - PBCOM Value Equity Fund
Declaration of Trust – PBCOM USD Money Market Fund
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