Regular Time Deposit
Enjoy the security of a certificate while earning interest! Earn an interest higher than a savings account with an affordable balance requirement.
Your Quick Guide
![](/sites/default/files/2018-10/MINIMUM%20DEPOSIT-01_7.png)
![](/sites/default/files/2018-10/INTEREST%20RATE-01_5.png)
![](/sites/default/files/2018-10/TENOR-01%281%29.png)
![](/sites/default/files/2018-10/TRANSACTION%20RECORD-01_4.png)
Features
![](/sites/default/files/2018-10/pt-f-2-01.png)
Choose a shorter or longer tenor depending on the availability of your funds
![](/sites/default/files/2018-10/rs-f-1-01_4.png)
Provide you liquidity as interests can be credited monthly to your settlement account every renewal/rollover day
![](/sites/default/files/2018-10/pt-f-5-01.png)
Select your disposition upon maturity: roll principal and interest for another term, renew principal only or redeem both principal and interest
![](/sites/default/files/2018-10/rs-f-3-01.png)
Also available for corporate accounts
![](/sites/default/files/2018-10/rs-f-2-01_4.png)
Earn competitive rates depending on the amount and tenor of your placement
![](/sites/default/files/2018-10/rs-f-6-01_0.png)
Access your time deposit anywhere with the convenience of PBCOM Online Platform or POP
How to Open an Account
- Fill-out the CLIENT INFORMATION FORM (click here) then print it
- Affix your signatures in the printed form
- Submit the form to the nearest PBCOM Branch and present one valid Government issued ID
Want to open an account without going to the branch? Check out our all-digital account opening through PBCOMobile (click here)
Comparative Table
Peso Time Deposit
Product Name | Minimum Placement | Available Tenors | Interest Rate |
Regular Time Deposit | PHP 1,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
Passbook Time Deposit | PHP 50,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
(for renewals / rollovers only) | |||
Premium Time Deposits | PHP 1,000,000 | 2 years | Please see Rate Sheet |
Sure Earner Time Deposit | PHP 50,000 | 5 years & 1 month | Please see Rate Sheet |
Foreign Currency Time Deposits
Product Name | Minimum Placement | Available Tenors | Interest Rate |
Dollar Time Deposit | USD 1,000 | 30, 60, 90, 120, 180, 360, 540 days | Please see Rate Sheet |
Maxi Dollar Time Deposit | USD 5,000 | 1 year (365d) | 5,000 - <50,000 - refer to rate sheet |
50,000 & up - refer to rate sheet | |||
Plus add-on interest of US$1.00 for every US$5,000 amount of placement every month credited to a Dollar SA settlement account. Add-on interest is net of final withholdig tax. | |||
Dollar Plus Time Deposits | USD 20,000 | 2 and 3 years | Please see Rate Sheet |
Terms and Conditions
PDIC
Deposits are insured by PDIC up to P500,000 per depositor.