Regular Time Deposit

Your Quick Guide

Minimum Deposit

Php 1,000

Interest Rate

(Please see Rate Sheet)

Tenor

30, 60, 90, 120, 180 or 360 days

Transaction Record

Certificate of Time Deposit

Choose a shorter or longer tenor depending on the availability of your funds

Provide you liquidity as interests can be credited monthly to your settlement account every renewal/rollover day

Select your disposition upon maturity: roll principal and interest for another term, renew principal only or redeem both principal and interest

Also available for corporate accounts

Earn competitive rates depending on the amount and tenor of your placement

Access your time deposit anywhere with the convenience of PBCOM Online Platform or POP

Fill-out the CLIENT INFORMATION FORM (click here) then print it
Affix your signatures in the printed form
Submit the form to the nearest PBCOM Branch and present one valid Government issued ID

Want to open an account without going to the branch? Check out our all-digital account opening through PBCOMobile (click here)

Peso Time Deposit

Foreign Currency Time Deposits

Product Name	Minimum Placement	Available Tenors	Interest Rate
Dollar Time Deposit	USD 1,000	30, 60, 90, 120, 180, 360, 540 days	Please see Rate Sheet
Maxi Dollar Time Deposit	USD 5,000	1 year (365d)	5,000 - <50,000 - refer to rate sheet
			50,000 & up - refer to rate sheet
			Plus add-on interest of US$1.00 for every US$5,000 amount of placement every month credited to a Dollar SA settlement account. Add-on interest is net of final withholdig tax.
Dollar Plus Time Deposits	USD 20,000	2 and 3 years	Please see Rate Sheet