Sure Earner Time Deposit

Sure Earner Time Deposit

Maximize your money’s potential! Earn interest free-of-tax and higher than a regular time deposit with an affordable balance requirement.

Your Quick Guide

Minimum Deposit
Php 50,000
5 years and 1 month
Transaction Record
Certificate of Time Deposit


Lock-in your funds for 5 years and 1 month

Earn interest higher than a short-term time deposit

Interests are credited monthly to your settlement account

Monitor investments through your certificate of time deposit

Earn a fixed rate free-of-tax during the entire term of your investment

How to Open an Account

  1. Fill-out the CLIENT INFORMATION FORM (click here) then print it
  2. Affix your signatures in the printed form
  3. Submit the form to the nearest PBCOM Branch and present one valid Government issued ID


Want to open an account without going to the branch? Check out our all-digital account opening through PBCOMobile (click here)

Comparative Table

Peso Time Deposit

 Product Name   Minimum Placement   Available Tenors   Interest Rate  
 Regular Time Deposit  PHP 1,000 30, 60, 90, 120, 180, 360 days Please see Rate Sheet
 Passbook Time Deposit   PHP 50,000 30, 60, 90, 120, 180, 360 days Please see Rate Sheet
 (for renewals / rollovers only) 
 Premium Time Deposits  PHP 1,000,000  2 years   Please see Rate Sheet 
Sure Earner Time Deposit PHP 50,000  5 years & 1 month   Please see Rate Sheet 

Foreign Currency Time Deposits

 Product Name   Minimum Placement   Available Tenors   Interest Rate  
Dollar Time Deposit  USD 1,000   30, 60, 90, 120, 180, 360, 540 days  Please see Rate Sheet
Maxi Dollar Time Deposit USD 5,000 1 year (365d) 5,000 - <50,000 - refer to rate sheet
50,000 & up - refer to rate sheet
Plus add-on interest of US$1.00 for every US$5,000 amount of placement every month credited to a Dollar SA settlement account. Add-on interest is net of final withholdig tax.
Dollar Plus Time Deposits USD 20,000 2 and 3 years Please see Rate Sheet


Terms and Conditions

PBCOM Account Opening Terms and Conditions


Deposits are insured by PDIC up to P500,000 per depositor.

Rate Sheet, Fees and Charges

To see the latest schedule of fees, charges and rates, click here.