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Sure Earner Time Deposit
Maximize your money’s potential! Earn interest free-of-tax and higher than a regular time deposit with an affordable balance requirement.
Your Quick Guide
Minimum Deposit
Php 50,000
Tenor
5 years and 1 month
Transaction Record
Certificate of Time Deposit
Features
Lock-in your funds for 5 years and 1 month
Earn interest higher than a short-term time deposit
Interests are credited monthly to your settlement account
Monitor investments through your certificate of time deposit
Earn a fixed rate free-of-tax during the entire term of your investment
How to Open an Account
- Fill-out the CLIENT INFORMATION FORM (click here) then print it
- Affix your signatures in the printed form
- Submit the form to the nearest PBCOM Branch and present one valid Government issued ID
Want to open an account without going to the branch? Check out our all-digital account opening through PBCOMobile (click here)
Comparative Table
Peso Time Deposit
| Product Name | Minimum Placement | Available Tenors | Interest Rate |
| Regular Time Deposit | PHP 1,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
| Passbook Time Deposit | PHP 50,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
| (for renewals / rollovers only) | |||
| Premium Time Deposits | PHP 1,000,000 | 2 years | Please see Rate Sheet |
| Sure Earner Time Deposit | PHP 50,000 | 5 years & 1 month | Please see Rate Sheet |
Foreign Currency Time Deposits
| Product Name | Minimum Placement | Available Tenors | Interest Rate |
| Dollar Time Deposit | USD 1,000 | 30, 60, 90, 120, 180, 360, 540 days | Please see Rate Sheet |
| Maxi Dollar Time Deposit | USD 5,000 | 1 year (365d) | 5,000 - <50,000 - refer to rate sheet |
| 50,000 & up - refer to rate sheet | |||
| Plus add-on interest of US$1.00 for every US$5,000 amount of placement every month credited to a Dollar SA settlement account. Add-on interest is net of final withholdig tax. | |||
| Dollar Plus Time Deposits | USD 20,000 | 2 and 3 years | Please see Rate Sheet |
Terms and Conditions
PBCOM Account Opening Terms and Conditions
PDIC
Deposits are insured by PDIC up to P500,000 per depositor.
Rate Sheet, Fees and Charges
To see the latest schedule of fees, charges and rates, click here.
