Escrow Agency Services

Escrow Agency Services

Escrow refers to an agreement between two parties where PBCOM-Trust, as a neutral third party to ensure the transparency, orderliness and safety of your transaction according to the specifications of both parties. Your Escrow Agent holds in custody legal documents/other assets, cash payments; and, releases the money, securities, or properties to each party until all the terms of the contract are fulfilled. 


Features and Benefits

  • Minimum of Php1,000,000
  • Safekeeping and custody of documents and assets
  • Exercise prudence to protect from deceitful and fraudulent buyers and sellers:
    • Real Estate Properties
    • Non-listed Stock Shares
  • To comply with regulatory requirements such as:
    • POEA Escrow - To comply with POEA’s requirement in opening manpower agencies
    • HLURB Escrow - For real estate developers to start operations
    • BIR Escrow – To save on capital gains tax on selling primary residence


Available to individuals and corporations/companies



  • One (1) valid government ID
  • Customer Information and signature cards
  • Escrow Agreement with Memorandum of Agreement (MOA), if applicable
  • PBCOM Savings/Checking Account (Settlement Account)


  • Articles of Incorporation
  • By-Laws
  • General Information Sheet
  • Board Resolution to open an account with PBCOM TWMG for both parties
  • Board Resolution on the Authorized Signatories for the transaction
  • Customer Information on Authorized Signatories and Stockholders holding at least 20%
  • Escrow Agreement with MOA, if applicable
  • PBCOM Savings/Checking Account (Settlement Account)

Terms and Conditions

  • Trust Products are not deposit accounts and NOT insured by PDIC for P500,000.00. Trust assets are separate from bank’s assets. In case of bank closure, the Trust assets of the clients remain in the portfolio and may be sold/withdrawn or transferred to a successor Trustee bank at its market value. 
  • Yields are not guaranteed. Bonds and fixed income assets may have their respective indicative yields depending on maturity. However, these assets are valued at the end of each trading day for price transparency. All investments (except for cash and/or time deposits) are valued at market prices (MTM); therefore, yields may change upward or downward depending on daily price movement.
  • All Income/losses are for the account of the client.   Investments have their inherent risks. The higher the risk, the higher the return potential. It is important for a client to manage own risk by choosing the appropriate investment that would suit his risk profile.  
  • Historical performances are purely for reference purposes and are not a guarantee of similar future results.  Prices may go up or down depending on several socio-political & economic factors and market sentiment. Analysts can only forecast or project based on data and possible scenarios but cannot accurately predict future outcome.