Auto Loan

• 25 to 65 years old at the end of the loan term
• Minimum gross family income of P40,000.00 per month
• Filipino Citizen or a Foreign National who is a resident of the Philippines
• If Employed – working for the current company for at least one (1) year for officer or two (2) years for staff/non-officer position
• If Self-employed – with DTI registered business operating profitably for the last two (2) years

1. Download and fill out the Application Form.

2. Prepare the requirements and go to your branch of choice.

3. Submit the application form and other requirements. 

• Duly accomplished and signed PBCOM Loan Application Form
• One (1) valid government-issued ID of borrower and co-maker/guarantor/surety/spouse (as applicable)
• Marriage Contract (if married) or any document to support civil status

If Applicant is a Foreign National:

• Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
• Valid VISA and work permit
• Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA, or VISA with EO226

For Salaried Individuals:

Any of the following:

• Latest Income Tax Return (ITR), or BIR Form 2316.  
• Latest Certificate of Employment and Compensation (COEC) should be issued within the last 30 days prior the date of application
• Photocopy of the latest three (3) months payslip

For Self-Employed Individuals:

• Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue and Audited Financial Statements for the last two (2) years
• Certificate of Business Registration and updated Business Permits
• List of clients and suppliers (at least three of each) with contact details
• Bank statements (from other banks) for the last six (6) months

Collateral Requirements:

For Brand New

• Dealer’s Quotation

For Second-hand / pre-owned vehicle

• Certificate of Registration and Official Receipt of the unit being purchased (photocopy)
• LTO blue form stencil
• Deed of Sale
• PNP Clearance
• Macro-etching

**Loan Term for second-hand/used vehicles vary depending on the year model of the vehicle