Home Loan

Home Loan

Your dream home is now within reach! Avail of our Home Loan and buy either a house and lot, a townhouse, a residential condominium, or a residential vacant lot. You can also refinance or take out an existing home loan, or reimburse a home purchase or construction cost and acquisition of mixed-use properties.

Quick Guide

Minimum Loan Amount
Php 500,000
Maximum Loan Amount
Up to Php 20,000,000 (depending on loan purpose)
Terms
Up to 20 years (depending on loan purpose)

Features

Get fast loan approval

Enjoy flexible payment terms

Experience personalized service

Take advantage of our special deals

Eligibility

  • 21 to 65 years old (applicant must not be more than 65 years old upon loan maturity)
  • Filipino citizen, foreign-based Filipino, or foreign citizen residing in the Philippines
  • Salaried or self-employed individuals
  • With minimum gross monthly family income of Php 50,000 

Loan Application

Apply via a PBCOM Branch

1. Download and fill out the Application Form.

2. Prepare the requirements and go to your branch of choice.

3. Submit the application form and other requirements. 

Requirements

  1. Payment ledger/Purchase Information Sheet/Contract to Sell
  2. Completely filled-out application form
  3. Two valid IDs of borrower & co-maker / Attorney-in-fact
  4. Marriage contract (if applicable)
  5. Income documents
    • Employed (Local)
      • Certificate of employment payslips/Income Tax Return
    • Employed (OFW)
      • Certificate of employment / payslips / Latest proof of remittances
  6. Self-Employed
    • Trade References – please ensure business name is provided
    • Latest 3 months Bank Statement
    • Latest Income Tax Return w/ Audited Financial Statements

Rates

Rate Sheet - Home Loan as of Feb 1, 2024

Fees and Charges

Fees and Charges - Home Loan as of Dec 1, 2023

Apply Now!

DOWNLOAD this form and email the filled-out copy to CustomerCare@pbcom.com.ph
inquire