http://www.pbcom.com.ph/index.php/personal/auto-loan
Sure Earner Time Deposit
Maximize your money’s potential! Earn interest free-of-tax and higher than a regular time deposit with an affordable balance requirement.
Your Quick Guide
Minimum Deposit
Php 50,000
Tenor
5 years and 1 month
Transaction Record
Certificate of Time Deposit
Features
Lock-in your funds for 5 years and 1 month
Earn interest higher than a short-term time deposit
Interests are credited monthly to your settlement account
Monitor investments through your certificate of time deposit
Earn a fixed rate free-of-tax during the entire term of your investment
How to Open an Account
- Fill-out the CLIENT INFORMATION FORM (click here) then print it
- Affix your signatures in the printed form
- Submit the form to the nearest PBCOM Branch and present one valid Government issued ID
Want to open an account without going to the branch? Check out our all-digital account opening through PBCOMobile (click here)
Comparative Table
Peso Time Deposit
| Product Name | Minimum Placement | Available Tenors | Interest Rate |
| Regular Time Deposit | PHP 1,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
| Passbook Time Deposit | PHP 50,000 | 30, 60, 90, 120, 180, 360 days | Please see Rate Sheet |
| (for renewals / rollovers only) | |||
| Premium Time Deposits | PHP 1,000,000 | 2 years | Please see Rate Sheet |
| Sure Earner Time Deposit | PHP 50,000 | 5 years & 1 month | Please see Rate Sheet |
Foreign Currency Time Deposits
| Product Name | Minimum Placement | Available Tenors | Interest Rate |
| Dollar Time Deposit | USD 1,000 | 30, 60, 90, 120, 180, 360, 540 days | Please see Rate Sheet |
| Maxi Dollar Time Deposit | USD 5,000 | 1 year (365d) | 5,000 - <50,000 - refer to rate sheet |
| 50,000 & up - refer to rate sheet | |||
| Plus add-on interest of US$1.00 for every US$5,000 amount of placement every month credited to a Dollar SA settlement account. Add-on interest is net of final withholdig tax. | |||
| Dollar Plus Time Deposits | USD 20,000 | 2 and 3 years | Please see Rate Sheet |
Terms and Conditions
PBCOM Account Opening Terms and Conditions
PDIC
Deposits are insured by PDIC up to P1,000,000 per depositor.
Rate Sheet, Fees and Charges
Rate Sheet - Deposits as of Sept 19, 2025
Rate Sheet 20250919.pdf689.52 KB
Fees and Charges - Deposits as of Jan 6, 2025
