Elevate your business to new heights. Acquire an industrial or commercial property for your business. You may also refinance an existing loan, or reimburse a purchased property for additional capital with the help of PBCOM BizSecure Loan.
YOUR QUICK GUIDE
Features
Get fast loan approval
Enjoy flexible payment terms
Experience personalized service
Take advantage of our special deals
Eligibility
- Business is a sole proprietorship, partnership or corporation
- Registered and operating profitably for the last two (2) years
Requirements
- Filled out and signed PBCOM Standard Business Loan Application Form (SBLAF)
- One (1) valid government-issued ID of the business owner/s or Authorized Signatory/ies
- Latest Income Tax Return duly stamped as received by the BIR and Audited Financial Statements for the last two (2) years
- Certificate of Business Registration and updated Business Permits
- SEC-General Information Sheet (GIS) - for corporations only
- Bank statements (from other banks) for the last six (6) months
COLLATERAL REQUIREMENTS
General Collateral Requirements
- Copy of Title (TCT or CCT) - complete pages
- Copy of Tax Declaration on Land
- Lot Plan or Vicinity Plan
- Authorization to Appraise the Property
- Proof of payment of Appraisal fee
Additional Requirements if purpose is Construction
- Certified/Approved Building Plan and Building Specifications
- Bill of Materials for the Proposed Construction
Additional Requirement if purpose is Loan Take-Out with Other Banks
- Latest SOA from the Bank where property is currently mortgaged
How to Apply
1. Download, fill out and sign the PBCOM Standard Business Loan Application Form (SBLAF).
2. Prepare the requirements and visit the nearest PBCOM branch and submit the application form together with the requirements.


