Choice Saver Account

Choice Saver Account

An account with an affordable maintaining balance requirement for your personal or business needs. Choose between a savings or checking account, and request for either an ATM, Passbook or Check Book depending on your needs.

Your Quick Guide

MINIMUM DEPOSIT

P5,000 (Savings)
P10,000 (Checking)

 

INTEREST RATE

From 0.10%
to 0.15%

MINIMUM BALANCE
TO EARN INTEREST

P10,000 (Savings)
P25,000 (Checking)

TRANSACTION RECORD

ATM or Passbook for Savings;
Checkbook, ATM or Passbook for Checking

Why choose Choice Saver?

  • Affordable maintaining balance of as low as P5,000 for Savings Account

  • Enjoy the convenience of banking online with POP (PBCOM Online Platform)

  • Experience the power of choice as you select the account features that fit your personal or business needs

  • Grow your balance and enjoy higher returns with our tiered interest rates

How to open an account?

  1. Fill-out the CLIENT INFORMATION FORM (click here) then print it
  2. Affix your signatures in the printed form
  3. Submit the form to the nearest PBCOM Branch and present one valid Government issued ID

 

Fees and Charges

Fees and Charges (as of Apr 7, 2021)

Rate Sheet

Rate Sheet (as of July 21, 2021)

Comparative Table

Peso Savings and Checking Account

 Product Name   Initial Deposit/ Minimum Monthly ADB Requirement   Minimum Monthly ADB to Earn Interest    Interest Rate  
Starter Account PHP 100 to open;      no maintaining balance requirement PHP 500 0.100%
Choice Saver Account - SA Personal PHP 5,000 PHP 10,000 Php 10,000 < Php 1M: 0.100%
Php 1M < Php 5M: 0.1125%       Php 5M and up: 0.1125%
Choice Saver Account - SA Commercial PHP 5,000 PHP 10,000
Choice Saver Account - CA Personal PHP 10,000 PHP 25,000 Php 25,000 < Php 1M:  0.100%
Php 1M < Php 5M: 0.1125%       Php 5M and up: 0.1125%
Choice Saver Account - CA Commercial PHP 15,000 PHP 25,000
Pensionado Account None PHP 10,000 0.100%

 

 

Peso Savings and Checking Account - For Existing Accounts ONLY

 Product Name   Initial Deposit/ Minimum Monthly ADB Requirement   Minimum Monthly ADB to Earn Interest    Interest Rate  
Quick Cash Account PHP 1,000 PHP 25,000 0.100%
Regular Savings Account PHP 5,000 PHP 10,000 0.100%
Regular Checking Account      
  Individual PHP 5,000  N/A   N/A 
  Corporate PHP 10,000  N/A   N/A 
Value Check Account      
  Individual PHP 10,000 PHP 25,000 0.100%
  Corporate PHP 15,000 PHP 25,000
IntegrALL     Php 50,000 < Php 1M:  0.100%
Php 1M < Php 5M:  0.1125%       Php 5M < Php 10M: 0.1125%
Php 10M and up: 0.1125%
  Individual PHP 15,000 PHP 50,000
  Corporate PHP 25,000 PHP 50,000

 

Foreign Currency Savings Account

 Product Name   Initial Deposit/ Minimum Monthly ADB Requirement   Minimum Monthly ADB to Earn Interest    Interest Rate  
Dollar Savings Account  USD 500   USD 1,000  0.100%
Euro Savings Account (via telegraphic transfer only) € 500 € 500 0.0625%

 

Frequently Asked Questions and Terms and Conditions

Choice Saver Account FAQs
PBCOM Account Opening Terms and Conditions

PDIC

Deposits are insured by PDIC up to P500,000 per depositor.

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